Services

What we do

Yobe Saving Product

This is a basic savings account that allows the owner to set aside funds for future use or just develop a savings culture. Customers who maintain this account are eligible for a 3% Per-Annum interest rate on their account balance at the end of the month. It can only be operated by the holder, no third party participation in its transactions other than making deposits. The account also has a minimum balance of #1,000 this account is for both individual, corporate and cooperative.

Requirements
  • Utility bill/Proof of residence (Not older than 3 months)
  • One passport photograph
  • Valid means of identification (National ID, Driver’s License, International Passport or Voters Card)

Yobe Current Product

The Yobe Current Account is an account that is designed for customers to use in the course of their recurrent expenditure.  This account does not earn interest, however allows the holder to access our loan products easily. This account is also open for both individual, corporate and cooperative societies.

The Yobe Current Account is an account that is designed for customers to use in the course of their recurrent expenditure.  This account does not earn interest, however allows the holder to access our loan products easily. This account is also open for both individual, corporate and cooperative societies.

Requirements
  • One passport photograph
  • Valid means of identification (National ID, Driver’s License, Voters Card or International Passport)
  •  Utility bill/Proof of residence (Not older than 3 months)
  • Two independent and satisfactory current account holding references

Loans & Advances Products

Overdraft

This product is designed for salary earners that their account is domiciled in our Bank. We grant you an overdraft of certain portion of your salary to enable you take care of your urgent needs before the pay date.

Our overdraft is for a period of 30 days at a flat rate of 10%

Requirements

Have an operating salary account with us.

Short Term Loan

This product is designed for civil servants  and is for both those their salary is with us and those that their salary is not with us both they are on the payroll of the Yobe State Government.

This product is for a peroid of six (6) months only and our interest rate is 27% per annum.

Requirements

Have an operational current account with us.

Have your salary domiciled with our Bank or your on the Yobe State Government Payroll.

Medium Term Loan

This product is designed for civil servants  and is for both those their salary is with us and those that their salary is not with us both they are on the payroll of the Yobe State Government.

This product is for a period of maximum of (9) months only and our interest rate is 27% per annum.

Requirements

Have an operational current account with us.

Have your salary domiciled with our Bank or your on the Yobe State Government Payroll.

Purchase Order

This product is designed for our customers that are in need of Household consumable such as rice, vegetable oil, semovita, milk etc over a period of three to four months.

Requirements

Have an operational current account with us and a civil servant.

Buy Me A Ram

This product is designed for the festive season of Eid-Al-Kabir. We provide the facility to acquire the Ram for the season.

While the customer pays effortlessly over a period of time.

Requirements

Have an operational current account and be a civil servants.

Buy For Me

This product is designed for our customer that are in need of acquiring Home appliance or electronics such as refrigerator, television, washing machines etc. 

While the customer pays effortlessly over a period of time.

Requirements

Have an operational current account and be a civil servants.

Take Me Home

This product is designed for our customer that are in mpotor cycle etc. 

While the customer pays effortlessly over a period of time.

Requirements

Have an operational current account and be a civil servants.

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